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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Accelerated Payment Option
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$13.20
$13.50
$13.80
$14.40
$14.70
$15.30
$15.90
$16.50
$17.40
$18.00
$18.90
$19.50
$20.70
$21.60
$22.80
$23.70
$24.90
$26.70
$28.50
$30.90
$33.00
$35.70
$37.50
$39.90
$42.60
$45.00
$47.70
$51.30
$55.50
$60.00
$65.70
$71.70
$77.40
$83.40
$93.00
$99.60
$111.00
$120.60
$130.50
$141.90
$155.70
$172.20
$190.20
$210.00
$238.50
$266.10
$299.10
$330.00
$364.50
$400.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$26.40
$27.00
$27.60
$28.80
$29.40
$30.60
$31.80
$33.00
$34.80
$36.00
$37.80
$39.00
$41.40
$43.20
$45.60
$47.40
$49.80
$53.40
$57.00
$61.80
$66.00
$71.40
$75.00
$79.80
$85.20
$90.00
$95.40
$102.60
$111.00
$120.00
$131.40
$143.40
$154.80
$166.80
$186.00
$199.20
$222.00
$241.20
$261.00
$283.80
$311.40
$344.40
$380.40
$420.00
$477.00
$532.20
$598.20
$660.00
$729.00
$800.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$34.80
$36.00
$37.20
$39.00
$40.20
$42.00
$43.80
$45.60
$47.40
$49.80
$52.20
$54.60
$57.00
$60.00
$63.00
$66.00
$69.00
$74.40
$79.80
$85.80
$91.80
$97.80
$102.60
$108.00
$115.20
$121.20
$127.80
$136.80
$147.00
$158.40
$172.80
$187.80
$202.80
$217.80
$242.40
$259.20
$287.40
$310.80
$336.00
$364.20
$398.40
$441.00
$486.00
$536.40
$610.20
$679.80
$762.60
$839.40
$925.80
$1,014.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov